Friendly Financial Content that doesn't cost a dime.
Welcome to the squad.
Hi, I'm Michelle, and I'm a queer, anti-capitalist financial advisor, bookkeeper, and coach. I've helped hundreds of people use their money to create joyful and abundant lives, and want to help thousands more... but my time is limited. Money Squad is my financial literacy gift to the world, so that anyone can access approachable money education, for free.
WHAT IS Money Squad?
Simply put, Money Squad is a community that grants you access to our vast digital library of financial literacy resources. Think of it like a personal finance HBOMax account!
You deserve trustworthy, educational materials that don’t break the bank and that you can engage with on your own terms. No bullshit, no bias, just you learning more about how to build a better relationship with your money.
Here’s (more literally) what you get:
Access to all existing Young & Scrappy virtual courses, as well as any new courses we create in the future
Dozens of financial templates, worksheets, resource guides, and more
A special weekly newsletter direct to your email, featuring one of our favorite money tips or action items
Starting in 2023, a community portal for Squad members to ask questions, share successes, and troubleshoot together.
Other treats and surprises along the way! (Hint: we love snail mail!)
Meet the Existing Courses
While we’ll be adding new content over time, we’ve got a dozen awesome courses to get you started on your financial literacy journey!
MONEY MINDSET MAGIC
Money ain't all quantitative--the emotional side matters too. Uncover your money story and clean up any past negative money baggage.
A primer on my very favorite intuitive (read: no tracking!) methods of organizing your spending.
BETTER BUDGET TRACKING
An intuitive budget isn't for everyone, but there are better tools than Mint and YNAB. I'll show you my favorite paycheck-based tracking system.
DITCH THAT DEBT
Get your debt numbers organized, commit to a payoff plan, and learn more about other tactics like consolidations and zero-interest balance transfers
STOP STUDENT LOAN STRESS
The student loan crisis is just that--a crisis. However, it doesn't have to be stressful. Learn about the types of student loans out there, when you should pay them down, and how to get forgiveness.
CRUSH YOUR CREDIT
Building good credit is a vital tool for getting good interest rates on big purchases. In this course, you'll learn what it is, how your score is calculated, and easy ways to build credit.
MAKING SENSE OF YOUR 401(K)
For many of us, our 401(k)s are our biggest investment accounts! Join us for a quick-start guide on how to manage that money in service to your goals.
Albert Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn’t ... pays it.” Well, it's time to earn it!
DIY INVESTING WITH BETTERMENT
With a tool like Betterment, managing your own investments doesn't have to be scary. Learn how to get started, open accounts, choose investments, and more!
SETTING S.M.A.R.T. FINANCIAL GOALS
Your goals are only as effective as they are S.M.A.R.T.! Join us, and learn where our usual goal-setting goes wrong, and how to set specific, measurable, achievable, realistic, and timely financial goals instead.
Learn how to prepare for one of the biggest purchases you’ll ever make, from getting financially ready with a down payment, to finding the perfect place, to closing day!
WHO IS THIS FOR?
Do you wish you could set down your money stress in order to make more space for joy?
Are you excited to get financially organized so that you can kick ass at your goals?
Do you dream of paying down debt, building wealth, or generally making more grounded financial decisions?
If any (or all!) of these make you feel seen and sparkly, you definitely belong in the Money Squad.