Ready to make money magic, without spending mega bucks? Money Squad has got your back!

Hey! Are you pretty stressed out all the time even though you’re trying your best to “live your dreams ?




When I graduated with my BA in English Lit-Creative Writing, I only had one thing on my mind: Shakespeare. I loved Shakespeare, I had an apprenticeship lined up at a local Shakespeare company, and that was what I was going to do for the rest of my life. It felt like a relief, especially compared to some of my other graduating pals who still weren’t sure what they wanted to be doing. 

Not to spoil the story right away, but I do still love Shakespeare. But trying to be a full-time, professional actor is hard and it is not glamorous. Throughout my 20s, I always held down multiple jobs, theatrical and otherwise. I almost never had any benefits through these gigs. For years, I didn’t have a day off, and I was still struggling to pay my rent. But that’s the price for doing what you love, right?

When I turned 30, a lot of things happened. At the time, I felt like everything was moving quickly, that I had thrown a lit match onto my own life for “no reason.” A few years out, I see that my unhappiness and frustration had been growing for years. I was burnt out. I had been pouring my entire heart into what I loved, and I felt resentful and confused about why I was still so stressed out any time I needed to buy anything. Out of anger, I started using my credit card for some travel, thinking, “Well, if I’m going to be miserable and broke, I might as well get to go on vacation, right?” 

(Surprise: that didn’t solve my problem either.)

My point is: The cost of doing what you love shouldn’t be a total lack of financial security. I know that now as a 33-year-old queer artist, but I still feel the lasting impact of having not known for so many of the formative years of my life. 

It can be hard to seek out any sort of personal financial advice when it all seems like it’s coming from the same place: older, white, cis, straight men who might tell you that the solution to your problem is just to “get a real job.”

Lemme stop you right there.

Whatever you’re doing right now: whether you are a barista full-time or on the side so you can do art at night, whether you’re working retail while you try to grow your own independent business, whether you’re exclusively making your way through life via a dope Patreon… You have a real job. And your job is not the measure of you, anyway.

(What am I trying to say? I have a lot of feelings about this, new friend, so bear with me.)

You deserve compassionate, enthusiastic personal finance support from friendly money nerds who do not seek to tell you that what you’re doing is wrong. I wish I could go back in time to save the bizarre multi-hyphenate I was in my 20s (aquarium educator-Shakespeare performer), because they weren’t actually doing anything wrong. They just didn’t have a foundation of knowledge to help in organization and decision making. 

If only I’d had access to the awesome program I’m about to share with you…

Welcome to the Money Squad!


We are Michelle and Dani, the money (and real-life) BFFs behind Young & Scrappy, Atlanta’s favorite independent financial planners and coaches. We’re pretty friendly, pretty gay, and pretty good at talking about personal finance in a constructive and non-judgmental way. Michelle is Young & Scrappy’s CEO & Founder– she has an MBA, years of personal finance experience, and a truly dope LEGO collection. Dani is newer to the personal finance game, but has years of experience as an educator and performer, primarily through their work with the Atlanta Shakespeare Company.


Simply put, the Money Squad is a subscription service that grants you entry to our vast digital library of financial literacy resources. Think of it like a personal finance HBOMax account!


Okay, cool, Dani, but… what does that mean?

Here’s what CEO Michelle says, “it’s about accessibility. It’s about community. It’s about feeling seen and valued in a bullshit capitalist society. It’s about giving you trustworthy materials that don’t break the bank. It’s about giving you the tools you need to build a better future for yourself, so that you can take care of your people. Etc.”

Here’s (more literally) what you get:


  • Access to all existing Young & Scrappy virtual courses.

  • Dozens of financial templates, worksheets, resource guides, and more

  • A special weekly newsletter direct to your email, featuring at least one hot money tip!

  • A Discord server just for you & other friendly money nerds looking for support and accountability.

  • A monthly live Q&A video session in Discord, where you can hop on and ask your burning personal finance questions among the safety of your fellow Money Squad pals. (Or, if you can’t make it live–submit your question in advance and we’ll archive all videos on our course platform!)

  • New courses dropped on a quarterly basis (topics on our radar include: Estate Planning 101, How to get Life Insurance Without Getting Scammed, How to Switch Banks, Talking Money with Your Honey, and Planning Financially for Your Pets)

  • Other treats and surprises along the way! (Hint: we love snail mail!)


Meet the Existing Courses!

While we’ll be adding oodles of new content over time, we’ve got a dozen awesome

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Money ain't all quantitative--the emotional side matters too. Uncover your money story and clean up any past negative money baggage.

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A primer on my very favorite intuitive (read: no tracking!) methods of organizing your spending.

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An intuitive budget isn't for everyone, but there are better tools than Mint and YNAB. I'll show you my favorite paycheck-based tracking system.

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Get your debt numbers organized, commit to a payoff plan, and learn more about other tactics like consolidations and zero-interest balance transfers

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The student loan crisis is just that--a crisis. However, it doesn't have to be stressful. Learn about the types of student loans out there, when you should pay them down, and how to get forgiveness.

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Building good credit is a vital tool for getting good interest rates on big purchases. In this course, you'll learn what it is, how your score is calculated, and easy ways to build credit.

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For many of us, our 401(k)s are our biggest investment accounts! Join us for a quick-start guide on how to manage that money in service to your goals.

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Albert Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn’t ... pays it.” Well, it's time to earn it!

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With a tool like Betterment, managing your own investments doesn't have to be scary. Learn how to get started, open accounts, choose investments, and more!

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Your goals are only as effective as they are S.M.A.R.T.! Join us, and learn where our usual goal-setting goes wrong, and how to set specific, measurable, achievable, realistic, and timely financial goals instead.

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Learn how to prepare for one of the biggest purchases you’ll ever make, from getting financially ready with a down payment, to finding the perfect place, to closing day!

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If your main goal is to build a financially sound business, this course is for you! We'll talk all the best practices, from biz structure to bookkeeping, and more.


  • Are you a young professional/entrepreneur/creator who dreams of setting down their money stress in order to make more space for cooking up your next cool project?

  •  Is regular 1-on-1 financial coaching tough on your schedule or budget right now?

  •  Do you prefer to do your learning independently? 

  •  Are you looking for money tips & tricks specifically curated by fellow members of the LGBTQ+ community?


    If any (or all!) of these make you feel seen and sparkly, you definitely belong in the Money Squad.

Great! How do I get started?

We want to keep Money Squad accessible and affordable! Join us for $15/monthly, and think of it like your personal finance Hulu account. (I picked Hulu for What We Do in the Shadows, but feel free to insert your favorite streaming platform into the analogy.)


Frequently asked questions


Any other questions? Feel free to e-mail us at [email protected] to talk about all things Money Squad. We can’t wait to get started!